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Join now and earn 30 Swag Bucks

We'll give you up to 30 Swag Bucks to start

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Build your credit and earn rewards in return.

1 Swag Buck Point for each $2 you spend! Get 500 Bonus Swag Bucks Points when you reach $500 in purchases; Get 1,000 Bonus Swag Bucks Points when you reach $1,000 in purchases.
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Here's how we'll maximize your rewards:
Earn 1 Swag Bucks point for every $2 in purchases.
Bonus Reward: Earn an additional 500 Swag Bucks points when you reach $500 in purchases after your account is opened.
Extra Bonus Reward: Earn an additional 1000 Swag Bucks points when you reach $1,000 in purchases after your account is opened.
Redeem your Swag Bucks points for a gift card, or the Reward of your choice
Monthly Expenditures That Can Help You Earn
$200 worth of groceries
= 100 Swag Bucks points
An $80 cell phone bill
= 40 Swag Bucks points
$40 to fill your gas tank
= 20 Swag Bucks points
A $60 electric bill
= 30 Swag Bucks points
$100 concert tickets
= 50 Swag Bucks Points
Important Information
Whether you're building or rebuilding your credit, a Secured Credit Card can help you reach your goals.

Plus it comes with these great tools to help you stay on track:

Free FICO® Score available online each month.

Automatic reporting to the three major credit bureaus, helping you build a credit history.

See the Credit Card Rewards Terms and Conditions in the Summary of Credit Terms for details.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. First Bankcard and FICO are not credit repair organizations and do not provide "credit repair" services or advice regarding "rebuilding" or "improving" your credit record, credit history or credit rating. For more detail on your credit history you may request a copy of your credit report at AnnualCreditReport.com. Please note that new cardholders will generally see their FICO® Score about 2 to 3 months after account openeing.

Cards are issued by First Bankcard, a division of First National Bank of Omaha, pursuant to a license by U.S.A, Inc

A Secured Credit Card works like any other credit card except it requires a security deposit.

Request your credit limit by providing a security deposit between $300 and $5,000 in $50 increments when you apply (subject to credit approval).

Use your Secured Credit Card anywhere that Visa is accepted.

Build your credit using the card and making regular on time payments.

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