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Daily Polls

Poll From: 07/13/2013

Swag Bucks are awarded for participating in the current Daily Poll only.See Previous Polls

How hard has the economy hit you? Submitted By uaezarb, OH
I'm unemployed.
I live paycheck to paycheck.
My pay doesn't equal my expenses.
I am paying my bills but have had to cut back.
I have not had personal financial difficulty.
I am now financially burdened in a different way.
Vote
Comment on this poll
triathlon29
on 08/13/13
As American's (or Candians, Brits, etc) we are very lucky. I don't think we know what real poverty is and appreciate what we have. Just look at how some people have to live in places such as Africa and parts of Asia and South America. That is true poverty.
jend80
on 07/13/13
LoveDon and 3 others liked this  
British - unemployed due to disability (on Autistic spectrum with added anxiety, balance, & numeracy problems + difficulty judging distances/finding my way around places ) get income support and some money from family (I'm lucky) but still struggling to pay bills - gas, electricity, water, phone (& internet) + part of council tax now & being hounded for tv licence.
Didn't qualify for Disability benefits (now replaced or abolished), medical profession currently refuse to believe I've been assessed as HFA because it somehow not on my records & it's going to take until the end of the year/ or possible til next year before they'll reassess me. Been through several 'support'/work placement organisations - most no longer exist & at least one - A4E were exploiting their clients for their own profit.
jend80
on 07/13/13
idcman and 1 others liked this  
The last time it was hard enough finding a company happy to take me on to work for free let alone actually pay me even the minimum wage. I just can't cope with regular office work. At the moment I'm at risk of being assesed by ATOS, told there's nothing 'wrong' with me, and either forced into sub-minimum wage supermarket/poundshop work for no money or be expected to live and not starve or freeze to death on no money. so yeah Happy Saturday everybody.
KuponSaver2011
on 07/13/13
idcman liked this  
Actually, you do write pretty well. There are many companies that will pay you to write copy as an independent contractor (you set your own hours and schedule). I'm not sure I'm allowed to list them here but if you do a web search you will find many legitimate options. Granted, it takes a lot of researching to find jobs that will suit you--but they're out there.
dmsmith4409
on 07/13/13
triathlon29 and 6 others liked this  
There's certainly nothing wrong with your writing skills. A lot of people would be happy to have the "minimum wage supermarket" job you're so smugly turning your nose up at.
KatieKat
on 07/13/13
neesee1972 and 7 others liked this  
He didn't say "minimum wage job", he said "sub minimum wage job" which means less than minimum wage. I don't think there's anything smug about demanding the minimum rate of pay that the law requires employers to provide.
dmsmith4409
on 07/13/13
triathlon29 liked this  
Also, if she's getting paid less than minimum wage, it would be under the table. So no taxes being paid. So that would be more take home than a minimum wage job where she would pay taxes.
dmsmith4409
on 07/13/13
triathlon29 and 1 others liked this  
Ok, fine, there are plenty of people who would be happy to get ANY job. Quit crying over job opportunities PERIOD. It's a proud person who whines about not being able to get free support from the government while pompously turning down work opportunities. Grow up and take what's available. That's why everyone on here is whining about being unemployed, yet there are THOUSANDS of jobs available in the help wanted section, just not what people want to get paid. Is minimum wage not better than nothing? Oh, wait, you'd rather not work at all and collect disability/unemployment/welfare...
KatieKat
on 07/13/13
tiaj4m and 3 others liked this  
Working under the table and not paying taxes on your income is a crime called tax evasion. Grown ups work legal jobs.
ChelseBrun
on 07/13/13
Are you in America or the UK like jend80 is? Because s/he said sub-minimum wage, and that job is probably a lot different from the American version of the supermarket job...
dmsmith4409
on 07/13/13
triathlon29 and 2 others liked this  
FYI, the current federal minimum wage in the USA is $7.25. In GB it is 6.19 Euros. That converts to a little over 8 dollars an hour. Yes, that's HIGHER than the US...
dmsmith4409
on 07/13/13
triathlon29 liked this  
Actually, if you cared to do any research, it's not. If you convert the euro to dollars, minimum wage is very similar to the levels in the US. And if she's talking about getting paid less than that, that would be under the table, no? And then she wouldn't be paying any taxes. So she'd be making even MORE money than a taxed minimum wage job. Maybe you should care to do a little research before commenting...
triathlon29
on 08/13/13
True, however converting from pounds the rate would actually be higher than converting from Euro's.
thistlefur
on 07/13/13
Actually, dmsmith4409 isn't saying that at all. The original poster said s/he said they was earning sub-standard minimum wage, which means they must be being paid under the table, as a legal employer would HAVE to pay them minimum wage. I think you're upset with the wrong person.
KatieKat
on 07/13/13
Not reporting your income is a crime. Perhaps you should evaluate your own morals before condemning people because they don't want to take your advice and become criminals.
gljcleeve
on 07/13/13
Sindy3 and 3 others liked this  
Since when has the UK been on Euros, I must have missed that. I still use Sterling.
SammyParks
on 07/24/13
I am poor!!
SammyParks
on 07/24/13
Crochet for a living hard to sell!
triathlon29
on 08/13/13
It's too bad more people don't buy handmade local/non-sweat shop products.
1991ashly
on 07/24/13
bettyrubble34 liked this  
I can't find a decent job that will pay good enough I work for gas that's it
greatness41
on 07/24/13
things are hard in my country and you have to budget all the time
neesee1972
on 07/14/13
triathlon29 liked this  
I have been unemployed for 4 1/2 years. @ 1/2years ago I started making hairbows and doing some sewing to sell to help ends meet. I have been slowly building my hairbow business and I am hoping that in the very near future it really picks up so it can support us.
gammer720
on 07/18/13
yes its better to do any thing
neesee1972
on 07/14/13
that is supposed to be 2 1/2 years ago
1christine
on 07/16/13
When the economy first went bad I lost my full time job. I now am working a part time job. And just paying my bills.
MisWhit
on 07/14/13
Life is so hard I have a 4 month old daughter and $30 bucks, half a tank of gas. and that's all! I have 1 can of formula left and I have applied at 8 jobs in the past 2 days. thankfully my husbands grandparents let us move in their house. made a move from nc to fl. now I have enough money to buy my daughter formula and my husband and i nothing.. -_- life is rough.
funnymario19999
on 07/14/13
Ya I mean why are there people like that people that are unemployed
funnymario19999
on 07/14/13
Ya I think so too
funnymario19999
on 07/14/13
Umm
ladybug52
on 07/14/13
Absolutely to many weirdo's who cannot trust.
youreyes2see
on 07/14/13
Namingway and 1 others liked this  
Try being stuck in the middle of all this.. Yes, lots of jobs listed, thing is none has hired me so sure they are there, I was not accepted. I do not qualify for assistance unless I lie about my living conditions. I will not.

To those that say there are many jobs, you are right, but on the other side of that, MANY will not be hired because the one hiring isn't going to hire just anyone

To those that say just lie and get assistance. My luck I would be the one they catch and would end up with even less than nothing. I will not lie

There are many needs to fulfill before being able to get one of those so-called jobs listed. I know I have tried for years.. I do not qualify.. I have been looking so long that the clothes I had for working are no longer accepted because they are to warn. I do not have funds to just go and replace them

There will always be those that Have, and there will be those that do Not have. History proves that over and over. To
youreyes2see
on 07/14/13
The post cut out the last sentence.... it was

To bad we as humans Can't Change it....
shereeLD
on 07/13/13
I'm been in the same industry for almost 8 years. 3 takeovers later, I'm making the same money now as I did when I started. My pay has stayed the same but everything else has gone up :(
digitalbeatz
on 07/13/13
tiaj4m liked this  
cut grass in your neighborhood i made up $500 in my first week
princesslollie
on 07/13/13
tfjparadise liked this  
I make 65 bucks a week and using my daughters ssi to pay the rent..im struggling with 2 kids and lack of childcare..im hoping soemthign starts looking up for me soon
Bournefort17
on 07/13/13
I'd start looking for a better job. My 15 year old brother makes that much in a day at a local Dairy Queen.
swagoramma
on 07/13/13
I have replied to a few posts. I an happy for those doing well. My family and I have had our ups and downs and feel grateful to family members better off than us that have helped. we now live paycheck to paycheck unless a unexpected expense comes up(car repairs, medical bills etc) We do are best to pay them and get back on track but there is NO getting ahead. We do live on cash and have no credit cards etc(I don't know if at this stage we could even qualify) My husband a few years ago company sold just like that and he was out of a job took off and on unemployment(almost a year in between one of the times with various temp jobs) He is working full time now but at less than before and traveling further and were still praying that this time maybe he can stay there long term.
swagoramma
on 07/13/13
My older daughter has a college degree and pays more in student loans than we do in rent for our house we live in. Her and her fiance work together to pay their bills but it is not easy for them either and I don't know what the future holds for my teenage daughter. I hope and pray it get better and not just us but all those still struggling in an uphill battle that it just get a little easier.
kantwin
on 07/13/13
My company closed it's door in July of last yr here in Ohio moved to Oklahoma for several months then closed that center and rumor has it they have moved it to the Philippines. I worked in a call center that renewed warranties for customers. Not telemarketing! :) Anyway I still haven't found a job in my small hometown. Moving is not an option for us. My husband has wonderful insurance that only cost's $7 a week! We can't really give that up.
RoseAnne75
on 07/13/13
I'm trying to rebuild after some bad times. (Husbands union went on strike for 5 days short of a whole year, he left us half way through it, and we had to declare bankruptcy.) I went back to school to get a better paying job, but I'm just starting at the bottom rung of my career so with minimum wage jobs and then school, the kids and I have certainly struggled. The only thing that has saved us is our awesome support system.
3.5 years after my husband left he has now been paying child support and I have begun my new career so things are getting better, slowly, but always improving. I've paid off my bankruptcy and was able to get a newer car a couple of months ago. We have a lot of catching up to do, but the worst is behind us for sure.
iambluebeard
on 07/13/13
jcsdark2013 liked this  
I live off of food stamps. it sucks.
johnthequeensguy
on 07/13/13
I know.
SavaFiend76
on 07/13/13
neesee1972 and 1 others liked this  
I get a little bit of food stamp help...not much, but it helps. Since I do have income, and I reported it all accurately, I only qualify for about $200/month for me and my two children. I've learned to shop around and make the most of them!
jgul8190
on 07/13/13
Swagbucks helps, I'm sure! Make sure to print coupons from Swagbucks and earn 10 Swagbucks for each coupon redeemed :)
ChelseBrun
on 07/13/13
Yeah but the amount of money it costs to print them...
brokerofall
on 07/13/13
They are supplemental to you existing food budget, some folks think otherwise.
XxKenziexX
on 07/13/13
aceyoung and 1 others liked this  
SO does me and my family! You should be glad about having a food stamp card :)
bellaswan
on 07/13/13
xxtrayxx and 1 others liked this  
I tried & didn't qualify. You're lucky you did. It's free money.
joyshine
on 07/13/13
triathlon29 and 5 others liked this  
no, it isn't free, not one bit. that is coming from tax payers hard earned money. NOT free money
youreyes2see
on 07/13/13
lilashwee liked this  
At least you all qualify....
twins05
on 07/13/13
Bmjone1 liked this  
When I first went in to apply for food stamps I made a comment saying that I thought I would never be on food stamps. They said they heard that type of comment a lot.
mbbatson
on 07/13/13
Don't feel bad. I am as well. I was only able to find a part-time job and $150 earned each week does not keep a roof over our heads AND dinner on the table.
Nechan
on 07/13/13
I do too, I never wanted to be on FS. I like buying my food without restrictions :(
Nechan
on 07/13/13
Guess it's good I don't buy beer or energy drinks anyway lol.
blbhd
on 07/13/13
triathlon29 and 1 others liked this  
I dont think there is many restrictions. I think they need to be more strict. Ive seen people buy cigarettes with there card. That made me upset.
schezo
on 07/13/13
triathlon29 liked this  
What restrictions? You can pretty much buy anything with FS except for beer, energy drinks, and certain hot foods. You can even buy sushi (and in this state, hot bagels.)
dmsmith4409
on 07/13/13
triathlon29 and 4 others liked this  
Yeah, I've seen people around here swipe their FS card at the local gas station to get energy drinks all the time. It needs MORE restrictions!
swagoramma
on 07/13/13
triathlon29 liked this  
I can agree I worked in a grocery store and the things people would buy on FS was amazing(steaks, name brand cereals, name brand, higher priced products.) I know people need them but some not all abuse them. If people didnt have to spend money on groceries(and they can buy the healthier groceries that I know i would love to supply my family with fresh items are expensive) they have that money to spend on other things I would love that breathing room.
Miba327
on 07/13/13
triathlon29 and 2 others liked this  
What restrictions? You can buy any kind of food you want as long as it's not hot food from the deli, and if you use up all your fs you have to use real money. That's hardly restricting.
iblong2joy
on 07/13/13
I was fortunate to have not been working during the recession I was still in school but my dad was let go twice that was hard but we have bounced back.
estine2522
on 07/13/13
jas84047 and 5 others liked this  
Blaming the economy NOW is definitely an excuse. It is picking back up (and I see construction EVERY WHERE that shows new businesses being built and new homes being built again) -- I remember in 2009 when tons of stuff closed and construction companies stopped building things. Our personal financial problems started in 2007 when my husband opened a business and then it failed within a year (again, not because of the economy, but because the "friendly" neighborhood decided to boycott our business just because we didn't live there) and my husband filed for bankruptcy, the house was foreclosed and we had to move on and try to rebuild. Well, he still makes about the same as he did before the recession and we have over 3K in our savings account again and we are paying our bills on time.
estine2522
on 07/13/13
chalison and 4 others liked this  
I have read many, many blogs out there of families that live just fine "below the poverty line" according to the government. One blog family bring in a little less than 20K a year and they are doing good! If you learn how to manage money and cook your own meals/pack your own lunches (for a family of 5 I spend less than $100 a week on groceries), you can live just fine and have money left over for savings and vacations. It is hard, and we do have to sacrifice, but it's worth it when we are not stressing about money all the time.
cascade1
on 07/13/13
moongaman and 1 others liked this  
Exactly. Good for you. I'm sort of in the same boat. I know of people who make 5x the money I make yet I have no trouble paying my bills, take vacations abroad every two years and save a substantial amount towards my retirement goals, unlike those other people I know whom are worried about losing their houses and pay for unecessary expenses like full cable packages and cell phone contracts. It's called money management.
swagoramma
on 07/13/13
I am glad that it is working for you that way but it is not all about money management. I know several famillies us included that do not have the so called "extras". To cascade are you alone or do you support a family? We do cook at home i do coupons and take advantage of deals. He has had work and not had work thru not fault of his own and we can't or havent taken a vacation in several years. We live on what we make we don't use any credit or credit cards, yet we still live pay check to paycheck and struggle if any car repairs or medical expenses since we do have health coverage but part of my husbands paycheck goes to that and we still ahve higher deductable etc. So i am glad if you found something that works for you but please dont always assume that it works that way for everybody if they could ONLY manage their money better. Thank you for listening(reading)
Tourmaline
on 07/13/13
how can people work without a phone
Luz7
on 07/13/13
tfjparadise and 6 others liked this  
My paycheck seems to get smaller as my bills just keep getting bigger.
swagoramma
on 07/13/13
ditto
surfergirl77
on 07/13/13
corbinsmom85 liked this  
Yeah same here it seems like my bills are doubling, & the cost of food clothing etc has become so expensive & even as I cut back on extra's I can still barely get by in fact the month of June was one of the scariest months of my life in terms of being able to pay bills, & I think the economy plays a role in how people are able to live.
kunnam
on 07/13/13
greenzebra91 liked this  
hard to get jobs now adays
Travelliberal
on 07/13/13
None of the options on this poll apply to me, so I can't answer. Sorry.
earningfree
on 07/13/13
grisaleen and 3 others liked this  
Should have had an option for I was hit hard but am rebounding.
sswwaaggyy11
on 07/13/13
finding a new job is hard at the moment
sambath4you
on 07/13/13
swag Buck is the best!
riclater211
on 07/13/13
I live of swagbucks......
gooberak
on 07/13/13
Silveryew and 9 others liked this  
To those of you who have no financial difficulty at all, I would just like to make it known that I am up for adoption.
memorybooks
on 07/13/13
tfjparadise liked this  
I'm retired. I make do with the money I receive. If i want something special like going on vacation I save up for it. I have it paid for before I go.
mglenn38
on 07/13/13
tfjparadise liked this  
We are getting by fine, but the rising cost of food is really stressing me out!
AmayaElls
on 07/13/13
For all that the media here makes a big deal about our economy we were barely effected at all by the Global financial crisis. All that happened was that the government couldn't deliver the budget surplus they promised, which is apparently tantamount to murder in the media and opposition's eyes. It didn't effect anyone I know personally at all.
mtp5222
on 07/13/13
not news
KeepYourHead
on 07/13/13
I'm a teacher where people are moving out...haven't received a cost of living raise in several years, contribute way more towards my insurance (fine by me), and am not able to get a raise until I get more education (read: thousands of more debt for another degree mandated by the state).
chiefs42
on 07/13/13
I pay my rent but am having to go on a budget each month with spending!
JuliaFaraday
on 07/13/13
You didn't have to do that before?
morimunda
on 07/13/13
tfjparadise and 2 others liked this  
A lot of people really don't, it shocks me honestly. They could save themselves so much money! :(
queendee5
on 07/13/13
tfjparadise and 1 others liked this  
I'm managing
stream27
on 07/13/13
Silveryew and 3 others liked this  
Full time student, work part time minimum wage retail job. Student loans take care of school expenses (tuition, books), while my part time, minimum-wage job is more than enough to cover rent (house payment split between myself and 2 roommates), groceries, internet, cell phone, hydro, electricity and car insurance. My weekly grocery bill is about $25 for just me, as I shop sales and cook everything myself from scratch, and I shopped around to reduce my car insurance rate to less than half the average for people my age. I've always paid for everything myself from a very young age, and my parents taught me how to budget when I was old enough to start getting allowance. Without the student loans, I'm in great shape, though I dread the day I have to start paying them back.
CkShellzy
on 07/13/13
Disney is the most horrible company to work for...
BleedingThunder
on 07/13/13
no option for hasn't?
Lex593
on 07/13/13
triathlon29 and 1 others liked this  
hasn't affect me yet..
dmridley51
on 07/13/13
tfjparadise and 2 others liked this  
My husband was a retired GM worker. Now that he is passed away I lost over half of our income, I get half of his GM pension and widows SS until I'm old enough to get SS on my own,if there is any left to get. Praise the Lord I have good health, dental and eye coverage along with the widows GM pension, or I would really be hurting. I may not be living high the hog as the old saying goes,but God always provides and gives me common sense on how to handle what income I do have. GOD IS GREAT, ALL THE TIME!
HunterDX77M
on 07/13/13
triathlon29 and 5 others liked this  
Don't buy things you can't afford and/or don't need.
Kandybars
on 07/13/13
kaliraven32 and 9 others liked this  
I think the fact that I'm on this site is enough proof.
gljcleeve
on 07/13/13
I'm fast becoming a house husband as the rare jobs that seem to crop up now in my part of England are usually over 30 miles from home and requiring qualifications I haven't got. All the shops and factories are closing or cutting staff, not hiring.
HayleyEngnell
on 07/13/13
I have not been able to get a job for over a year now.
Boradar
on 07/13/13
Just chillin and gettin money -> spendin money
superkoop
on 07/13/13
Silveryew and 4 others liked this  
I wonder if the results of this poll are skewwed towards people who don't make a lot of money because this is a website where we do peddly little tasks for a miniscule ammount of money. Most people here are probably making less than other people, because if we were all rich we wouldn't be doing stupid things for pennies.
LsBrilliance77
on 07/13/13
cyoung83 liked this  
Comment Under Review
dmsmith4409
on 07/13/13
I've gone and worked in China without knowing how to speak Chinese...
lizbethbear
on 07/13/13
KristineYoung and 1 others liked this  
It's getting better, we filed chapter 13 bankruptcy a year ago. We just send out the check every month, and no bill collectors are harassing me anymore. Only 4 more years to go. Never again will we do the things that got us into that debt in the first place. Now if only the health insurance offered at my hubby's job was actually affordable :/
TheQueenKasey
on 07/13/13
How about I still live with parents or family or other.

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