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Daily Polls

Poll From: 11/10/2013

Swag Bucks are awarded for participating in the current Daily Poll only.See Previous Polls

Have you ever loaned more than $20 to a friend? Submitted By heyteach, AZ
Yes, once.
Yes, multiple times.
No, I wouldn't do that.
No, it hasn't come up.
No, I couldn't afford to.
Vote
Comment on this poll
Spritefan365
on 11/27/13
never have, never will
MtnMiss
on 11/21/13
Nope, never loan to friends or family. My husband and I have given money to friends who need it, but we don't expect it back. We hate to be in debt, and we don't want to put anyone else in that position. It's always a gift.
princesslollie
on 11/13/13
yes but never agian
chanoheya
on 11/11/13
yes
evilsoya
on 11/11/13
Spritefan365 liked this  
never
sw0g23
on 11/11/13
i did
Safishe
on 11/11/13
In the ministry things like loaning just happen
Jessejess
on 11/11/13
Once I did
kimberlyrees
on 11/11/13
I also help prolly too much
melcarpe2
on 11/11/13
lol i loaned 600 to pay for someones rent and never got it back
Shaye08
on 11/11/13
Sweetsummergirl liked this  
I help more than I should.
bluepsych
on 11/11/13
Sweetsummergirl liked this  
I help whenever i can.
sammy0354
on 11/11/13
People sometimes need help. Really even if I know I will never see the money back I will be more than happy to let a friend "borrow" $20-$30 if I have it. I know I've needed help in the past.
patti4free
on 11/10/13
Um ninja if you arent on the swag team or they gave you permission in a side conversation its sort of a bootable offense to post a swag code like that. You can hint where to find one but not type it out. I hope they take into account that you must not have realized.
sweetpeajaysmom
on 11/11/13
Patti, the rules have been changed. We are now allowed to share swag codes.
l8nytsimmer
on 11/10/13
I thought we were allowed to share Swagcodes...with other Swaggernaughts, that is? I've shared with s couple of Facebook friends. I hope that wasn't against the rules...Hey, Swagguy, Swaggal, can you answer this one for us?
hilander92
on 11/10/13
Karabana liked this  
On their facebook, I think they have mentioned that it is ok to share codes now, the more the merrier. Yes it used to be you couldn't share it, why I do not know. Unless you have an updated terms that you can share to us, I would like to know if its not ok to share it.
crochetor
on 11/10/13
TallNFunny liked this  
I did a couple of times after i found out i never was going to recover the money. I did'nt do it again. The Crochetor
l8nytsimmer
on 11/10/13
Fisrt question: What is a "Crochetor"? Someone who likes to Crochet? I certainly do. And why do you "Sign" your posts? As I said, when I give money to someone I don't expect to be repaid. That's what charity is all about.
ttsmom143
on 11/10/13
sweetpeajaysmom and 4 others liked this  
I have read through quite a few of these comments and for a person is so boisterous about Christian values you are certainly quick to forget those values when the ball is in your court! "He who is without sin cast the first stone."
sweetpeajaysmom
on 11/11/13
This person has stated they are Muslim, not Christian.
Wicked1
on 11/10/13
I'm stingy.
l8nytsimmer
on 11/10/13
Nothing to proud of.
Wicked1
on 11/11/13
Neither is commenting and not being able to get the sentence out right!
OmgSolstice
on 11/10/13
wtf who couldnt afford to
tkoblondee
on 11/10/13
Probably the friend asking for the loan couldn't afford to lend it!
beaandbunny05
on 11/10/13
Chickadove and 4 others liked this  
The person struggling like heck to try and get their bills paid late? The person who has just enough set aside for the light bill and food for their children, but doesn't have much else?

Sometimes circumstances are rough, and depending on the amount and the friend, it can be hard to loan. My brother is constantly borrowing $1000s from my parents and never pays it back. I pity his friends who loan him money just trying to be nice, because they can kiss it goodbye.
ColleenBell
on 11/10/13
beaandbunny05 and 1 others liked this  
I hear you my brother has borrowed thousands of dollars from my mom ( she was given a small trust fund from my grandma when she died ) my mom was widowed at the age of 42 was not the worker in the family so she could have used the money but my brother borrowed most of it and has not repaid her and now that she is struggling living on her widows pension and my brother works full time you would only hope he would help her out but I think he feels no remorse for ever borrowing that much off my mom . Every penny I have ever borrowed I have paid back even if it was $3.00. My brother on the. Other hand when he lends money expects the money back quickly and will hold it over your head even if it was $3.00 :/
beaandbunny05
on 11/11/13
I know I'm a day late, so my apologies in the late reply :-)

I never borrow what I won't be able to pay back :-) Your brother sounds very selfish (pardon me for saying so). Hopefully some day, both our brothers grow up and realize that their not children anymore, and everything in life isn't free.
mitch169
on 11/11/13
oh ya haha
highsinberg
on 11/11/13
yea
KillaFame
on 11/10/13
Inwould
HeatherE1989
on 11/10/13
this is true I have a loan money to a bunch of people
coyle2
on 11/10/13
Yes I have
Smith1975
on 11/10/13
sammy0354 and 5 others liked this  
One of the questions should have been... have you ever loaned money to someone and never got it back. ;)
l8nytsimmer
on 11/10/13
Comment Under Review
LessThanJenna
on 11/10/13
morimunda liked this  
There's a difference between a gift, and a loan. A loan is literally money that you lend and expect to be payed back. And don't forget, not everyone on here is an adult with money. I'm a college student. If I loan my friend money, I sure as heck expect them to pay me back.
ColleenBell
on 11/10/13
What if it was $1000 to help with first and last month's rent for your brother and his wife and son and it was money you saved for down payment on a home and you wind up borrowing money off your mom to finish the rest of the down payment because you never got the money back and we were actually in the process of buying a new home? And people don't always help others cause they can afford to give away money they can lend cause they have it at that time.. Maybe they will need the money later.. You can't always know everyone's situation and reasons why they need money and how much either
LizzieK
on 11/10/13
Krystal3733 and 3 others liked this  
The question says "loan" so yes, when I loan money, I expect it back. And not everyone is a Christian. Get over it
l8nytsimmer
on 11/10/13
Comment Under Review
morimunda
on 11/10/13
Amberly2 liked this  
With all due respect mame, I'm Agnostic & I am an polite person. You'd do better not to make assumptions of people you don't even know & stop lumping groups you dislike into boxes.
Amberly2
on 11/10/13
katierw80 and 2 others liked this  
Why exactly do you have to assume their Jewish, or even agnostic?
paigetastic
on 11/10/13
Wicked1 and 2 others liked this  
You sure do comment a lot.. too much perhaps.
LilSwagger101
on 11/10/13
sillybe and 1 others liked this  
lol
socalkilla
on 11/10/13
administrator179 and 5 others liked this  
can someone loan me $20? lol
l8nytsimmer
on 11/10/13
No, but I'd GIVE you $20 if I knew you, and you asked me face to face!
TallNFunny
on 11/10/13
katierw80 liked this  
Someone should be able to GIVE it to you from here! Seems there is a disproportionate amount of saintly people on here with lots of money to spare! Apparently with a lot of time on their hands looking for Swagbucks! (???)
BridgetY
on 11/10/13
When I was able to work, I was happy to help out my friends. I'm still happy to help out a friend or family member, just don't have as much to help with. And, yeah, being disabled I do have a lot of time on my hands.
l8nytsimmer
on 11/10/13
That sounds like a very sarcastic remark. It also sounds like you're accusing a lot of people of being less than truthful. For someone who calls herself TallNFunny, you're awfully ShortNSelfish when it comes to Christian Charity! I don't claim to be a Saint or anything near to reverent. I'm just a human being, trying to get by. I've endured much hardship in my life...hunger, being without heat in the winter, standing in the cold one autumn night watching my parents home (and mine) burn to the ground, poor health, numerous major surgeries...but, I haven't become so cold, self-righteous, and cynical, that I would look down on others for doing what they think is right.
Krystal3733
on 11/10/13
" I haven't become so cold, self-righteous, and cynical, that I would look down on others for doing what they think is right." Umm..yes you have, take a look at all your comments below.
ColleenBell
on 11/10/13
Your really short on your answers to.. Haven't seen you say to many kind words. To many people.. Seems like your saying your such a nice person but your very judgmental to everyone and only have Negative things to say and I wasn't going to say Anything but as I went down reading I noticed you have commented on alot of posts and they Don't seam to exude kindness but you bring yourself up and put others down maybe you should try a different approach since your words are not seaming very kind for someone who is so giving
tonyble
on 11/10/13
2shopp4swag liked this  
I do
Proverbs12
on 11/10/13
2shopp4swag liked this  
I don't do "loans" If my friend is in need of something I don't mind helping out in any way I can. I don't expect anything back in return. I am a FRIEND and I do it from my heart. I don't expect anything in return.
thedanster1
on 11/10/13
MrYumYum835 liked this  
I like how everyone on here starts a fight with religion lol like seriously half of u are 30
happypeople
on 11/10/13
Amberly2 and 1 others liked this  
What?
Twolittlesonias
on 11/10/13
NO
wantswagger123
on 11/10/13
tfjparadise liked this  
it can ruin the friendship
Amberly2
on 11/10/13
I'm always willing to help, but if your hard up on money yourself, and don't have much to spare,though it might be a bit hard.
anthony0711
on 11/10/13
hai
schezo
on 11/10/13
What's up with all of the wank comments?
monkeymouse2
on 11/10/13
This offer only allows you to grab two one hundred dollar pay pal cards so maybe bid high if you would like to purchase more
patti4free
on 11/10/13
back to the poll, dont you think the answers would have come across differently if it had said greater than 100? greater than 1000 probably would have had very few respondents in the yes category. A movie ticket and snackbar visit can result in loaning 20 these days.
l8nytsimmer
on 11/10/13
Once again, if I had the money, I'd give it. In fact, I HAVE given larger amounts of money. I gave my sister $150 to buy heating oil for her furnace. I gave my Sister-in-law more than $800 to pay her delinquent taxes. Our neighbor blew a tire and was really upset because he couldn't get to work without his van. He told my husband that if he missed one more day, he was going to be fired. My husband asked him how much he needed to replace the tire, then handed over his credit card so he could replace the $325 tire. It was the least he could. This same neighbor is always driving us to the veterinarian when one of my dogs need unexpected care. I haven't been asked for as much as $1000 yet, but would certainly not be surprised to have someone ask for such an amount. Everything is ridiculously expensive these days, and appliances DO break down with annoying frequency. If I had enough, and someone needed it...I'd be loathe to refuse.
LessThanJenna
on 11/10/13
Wicked1 and 1 others liked this  
Why are you so full of yourself? Stop commenting on everyone's posts, as if you know better than them.
BROssss
on 11/10/13
I have asked my dad for money but I have never given more than 10$ to my friends/family.
l8nytsimmer
on 11/10/13
keek13 and 1 others liked this  
Comment Under Review
ColleenBell
on 11/10/13
morimunda and 2 others liked this  
She didn't say she doesn't lend money she just said she has only lent out $10 to her friends/family sounds like she is a young person...don't jump on someone when you assume something read the post thoroughly first before you reply with a hate messages
keek13
on 11/10/13
After reading all of your comments on almost every single post, I feel like you forgot that the poll was about LOANING money. Which means it is expected back. If a bank gives you a loan to buy a new car or pay medical bills or whatever you need it for they expect to be paid. Why is that so wrong for a person to do? If the question was "Have you ever GIVEN more then $20 to a friend?" then you can be as much of a self-righteous martyr as you want. And while we are on the subject of being a martyr you should probably stop with all of the Christian way this, Christian way that when you yourself are being extremely UN-Christian like and RUDELY JUDGING every single person that doesnt feel the same way as you! Which is very American!
keek13
on 11/10/13
morimunda liked this  
If someone doesn't feel comfortable or has put themselves in a bad position before by LOANING money, NOT GIVING, then that is their business and their personal beliefs. They don't want or need your criticism because of their BELIEFS! I understand that all of this self-righteousness is your belief and you can't be as holy as you think you are if your own children won't talk to you. I'm sure it is more then just you getting sick and cutting the money off. It probably has to do with how vindictive you are. Most people don't feel that asking their parents for money is a bad thing. I asked my parents for money and have paid it back, but, not once have my friends asked to borrow more then $20, does that make me a bad person? But yet again this poll wasn't about how charitable or "Christian" like you are. It was about loans, if you still don't understand the concept of a loan then please feel free to use Bing or Google to have them explain it.
sallann2010
on 11/10/13
morimunda and 2 others liked this  
I only give to trusted friends and family.
Nechan
on 11/10/13
fadedcartel liked this  
yeah only because my friend was living with her ex then (who couldn't save if the world depended on it) for water and electric bill, they tried to get a loan but got denied. $189, yeah got it back in tax season, but i was saving my own and made less then both combined. Sad isn't it. Pawning things left and right
DLRSWAG
on 11/10/13
Yes not good idea
Chateau2
on 11/10/13
If your kids count as friends then, yes, lots of times! But basically not anyone else unless I realize that I probably won't get it back.
RudyCat
on 11/10/13
Wicked1 and 5 others liked this  
Your kids are not your friend, they are your children.
beaandbunny05
on 11/10/13
You should always be a parent first, but a friend second.

Just know what the child needs. I parent 3 rugrats. They all know that their is a time to be silly and have fun, and a time to be serious. It's all about balance.
l8nytsimmer
on 11/10/13
Really? I TRIED to be a parent, and gave my two daughters everything they asked for. I even gave money to their friends for Soda, Cigarettes (the older kids), video game rentals, bought concert tickets for them and allowed them to accompany us to the performance. But, when I became ill, and my husband cut off the money...first the younger one, and then the older one moved out. I haven't seen or spoken to either of them in 13 years. They've gone so far as to block me so I can't do a search for them on Facebook! They both still live in the area, though, so when my husband and I pass away, they can swoop in and take possession of our home. I wish I could see their faces when they discover that we've already willed the house and the land to Muslim Charities!
katierw80
on 11/11/13
troll
grossdinero
on 11/10/13
beaandbunny05 and 1 others liked this  
You're a very bitter person judging from all of your negative comments. I've given and received. Be happier.
horselover111496
on 11/10/13
Amberly2 and 1 others liked this  
I don't know about you, but all the kids I know are friends with their folks, including myself.
l8nytsimmer
on 11/10/13
I used to think that my kids and I were the best of friends...until I got sick...until my husband cut off the money...then they took off for greener pastures.
meysamkh
on 11/10/13
patti4free
on 11/10/13
back to the poll, dont you think the answers would have come across differently if it had said greater than 100? greater than 1000 probably would have had very few respondents in the yes category. A movie ticket and snackbar visit can result in loaning 20 these days.
loverboy281985
on 11/10/13
This time I wish to loan for $20000 to pay my debts. Is there anything like loaning $20000 without interest. IS there anything like that?
SnapdragonT
on 11/10/13
I have given money but not loaned money to friends. The only money I have loaned is to my kids and one of my daughter's ex-boyfriends (mistake there).
loverboy281985
on 11/10/13
JudyandB09 liked this  
Taking a loan is really a headache. I got a loan from a bank just to fix our house because it rotten and just made of bamboo and palm tress for the roof and to finance the studies of my sisters. Though it is not my responsibility because I have still my parents but they cannot afford so I do it. Until now I am still paying the bank. However I do not regret because it is for the good. Though my life now is like I am working just to pay my debts. I would not do loaning in the near future. I should be contented of what I have now.
bazinga22
on 11/10/13
$20 is NOT a lot ... i think they forgot another 0 at the end lol
Dangal
on 11/10/13
swagcyn015 and 28 others liked this  
I don't loan money...I just give them the money. If they pay me back, fine, if not, it was a gift and I'd rather have the friendship than the money.
dmridley51
on 11/10/13
It is nice you are able to that, not every one can a ford to give money away. You remind me of my Mother-in-law, and that is a complement,she does the same as you. She 100 years young, and she is always saying, she values her friendships and if she can help someone in need, then she will. I love my mother-in-law, and she is not the average 100 year, she is in perfect health,and takes no medications and sharp as tack, so if helping others makes her happy, so be it and she has a lot of friends.
l8nytsimmer
on 11/10/13
She sounds like a very kind, and thoughtful lady...someone just like my own sweet Mother-in-law, when she was alive. She grew up, as my own mother did, in an era when people were raised to be charitable to others. BOTH would give you the clothes they were wearing and the food from their own plates if you were in need...without hesitation! For both of them, family was EVERYTHING. My Mum would have gone out and begged on the street rather than have my sister and I go hungry! My mother-in-law would have gone hungry so her kids would have enough to eat. I grew up in a poor household, raised by older parents. When I was 16, my father was about 70. Mum was in her mid sixties. We struggled to get by on my Dad's pension, and the tiny Welfare checks we received every two weeks. At the end of the month there were ALWAYS a few days when there was no food in the house and we were hungry. Will continue...
l8nytsimmer
on 11/10/13
For my in-laws, the situation was more difficult because they had a large family, 7 kids and two adults. My father-in-law, who was a veteran of WWII (He was a Medic), was also handicapped. He had to make do with just one eye. He had lost one as the result of an accident when he was a child. Because of his handicap, it was difficult to find and hold onto a job. My in-laws were also on Welfare, because Dad just couldn't earn enough at his day job. Needless to say, the family went hungry...OFTEN! My mother-in-law was born in the same year as my Mum, and they both had the very same first name! How's that for co-incidence? I met the lady who would be my mother-in-law when my best girlfriend invited me to her home for the weekend. Will continue...
l8nytsimmer
on 11/10/13
This was also when I met the guy who would later be my husband - he was my friend's younger brother! My friend's family accepted me and treated me as if I was one of their own. I counted myself extremely fortunate to have not one set of parents, but TWO. Oh, and my husband? We'll be celebrating our 43 Wedding Anniversary next month! I love him dearly.

My reason for telling you all of this, is to say that I'm VERY familiar with what it's like to go hungry. I know what it feels like to have utilities cut off in the middle of winter! Have you ever had to do without a furnace in the winter? I have. It's not only miserable, it's also humiliating to have to go and look for charities to help you get your heat turned back on! Don't preach about sob stories until you've lived through THIS!
Will continue...
dmridley51
on 11/10/13
I must tell you I too know what is like to go hungry, when I was a child ,my dad was a GM worker, when GM was young and the wedges were not that great and they were always going on strike. We lived in the country and went around picking up bottles and turning them in for the 2 cent deposit so as to buy bread or milk. When My first husband was living, he was a disabled veteran and sick a lot. His small VA pension was not always enough to buy food after paying bills, and sometimes not enough to pay bills. I remarried after he passed away, that's how I come to have my wonderful mother-in-law. Her and her husband were bushiness owners, they at one owned a gas station, had a restaurant for thirty years and rental properties. They started out poor and worked their way up,they were married 65 years when he passed away.
TallNFunny
on 11/10/13
tfjparadise and 3 others liked this  
Well aren't you the Saint! Can I "borrow" $20 then? :)
mrykyldy2
on 11/10/13
veela1 and 2 others liked this  
I haven't loaned money to friends either. My good friends have known that if I give them money they don't have to pay it back because the day is going to come when I ask for a favor as well and I may not be in a position to pay them back. I would just rather do the favor of giving them the money knowing that karma will be good to me.
KLV03
on 11/10/13
rosepassions and 1 others liked this  
I'm the same way. Friends ask for a loan, but rarely do they pay you back, and I never mention it to them. Friendship is more important than a few dollars, as long as the friend doesn't take advantage.
SwaggietheCat
on 11/10/13
swagcyn015 and 9 others liked this  
Sorry but these are not friends. Friends don't take advantage of one another.
beaandbunny05
on 11/10/13
swagcyn015 and 8 others liked this  
If you can't afford to lose it, don't loan it. Money causes all sorts of issues, in friendships and relationships.

I can't take it with me when I die, so why not spend the time I have living just enjoying life? :-)

If I loan them money, I make sure I can afford to kiss it goodbye.
l8nytsimmer
on 11/10/13
tfjparadise liked this  
Extremely well said! God will certainly repay your kindness.
zenzen
on 11/10/13
Jcracken liked this  
but sometimes it's not about the money.
beaandbunny05
on 11/10/13
That's very true. Some "friends" show their truest colors when you trust them though. Better to test and see whether or not they're worth being around :-) If it costs you a few bucks and saves you a lifetime of heartache/headache, it's money well spent :-P
rosepassions
on 11/10/13
Very well said! I feel the same way.
CornPicknDogLvr
on 11/10/13
tfjparadise and 1 others liked this  
Friends that aren't trustworthy enough to lend $20+ dollars to aren't really friends.
joyhouse
on 11/10/13
loverboy281985 liked this  
Rev Gloria here > I was in dire straights one time ~ No make that many times and GOD would always put someone in my path to help me out with Rent ~ Groceries ~ So I in return don't expect anything back ~ I was BLESSED just to be a BLESSING to others Good Night & May GOD BLESS
Iggygirl
on 11/10/13
I had a boss, who I was also related to, borrowed money to pay the other employees and did not pay me for the work I did. Ended up owing me $5000 and never paid back (it's been nearly 3 year). She left me depressed and in poverty. I found out she lied to and about me and my co-workers. So No I do not talk to her, I don't want to even see her face and no I will not ever loan more then a few dollars. Except though KIVA.org I'll lend strangers on there $25 but I've always gotten paid back and KIVA has a near perfect rating on charity navigator so I trust them.
ryansimpson
on 11/10/13
loverboy281985 liked this  
If you are in poverty over losing $5000, there might be some issues
KatieKat
on 11/10/13
ColleenBell and 4 others liked this  
Yeah, the issue is called poverty. Billions of people throughout the world deal with it. Welcome to reality.
Shiraishi
on 11/10/13
ColleenBell and 2 others liked this  
Question: If you ever lent $20 to a friend, have you asked for an interest amount back?
kmhagen
on 11/10/13
yophi and 3 others liked this  
On a twenty? You said friend right?
beaandbunny05
on 11/10/13
My husband's uncle gives loans to his family for various amounts, and charges 25% interest each week it's not paid. $20 can turn into $50 pretty friggin quick when it comes to him.

With that as his interest rate for family, I'd hate to see the price for his friends.
KatieKat
on 11/10/13
l8nytsimmer liked this  
He can't legally enforce that. It's usury.
l8nytsimmer
on 11/10/13
Yes, this is VERY true. If this man were a Muslim, he would be severely punished for adding "interest" to what he lends. The Qur'an forbids and condemns all forms of Usury! So does The Torah (The Jewish Bible), UNLESS, the one who is being given the money is a Gentile, then, it's okay to apply interest or cheat the person! I believe that the Christian Bible also condemns Usury. I KNOW that Jesus condemned it.
KatieKat
on 11/10/13
beaandbunny05 liked this  
Well, I'm not religious so I wasn't referring to any religious beliefs. Usury is an actual crime. If someone didn't feel like paying his ridiculous interest rate they could just say, "Nope" and there's nothing he could to make them pay.
beaandbunny05
on 11/10/13
They don't actually sign a contract.. it's all just verbal. Hardly anyone ever actually borrows money from him though.
beaandbunny05
on 11/10/13
I never said he was a religious man, or that he had tons of buddies... I just said he screws over a lot of people and makes a lot off them.

I believe it's wrong, but I'm also not rich from scamming people.
l8nytsimmer
on 11/10/13
Contract or not, what's wrong Is wrong. I bet this man doesn't have many friends!
MavisVermillion
on 11/10/13
invisiblehorse liked this  
So called "Friend" that is...
kittenst
on 11/10/13
During the 1980's money was tight for most people. I was one of the lucky ones who didn't have my mortgage coming due so I was safe. Some people, including family, were having to either not have a Christmas for their kids or pay their mortgage so I either gave money to help them but I never expected it back or lent money if they wanted to pay it back. I said just to put FROM SANTA CLAUS on the gifts. When I LENT it was really GAVE. It was a hard decade in Canada so I went around to homes where I knew they had money at Christmas and helped spread the money around. I actually sang Christmas Carols with my kids.LOL It was fun!!!
l8nytsimmer
on 11/10/13
tfjparadise liked this  
Good for you. God will certainly repay your thoughtfulness when the time comes. This world needs more like you!

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