Offer image.

Up to 2% Cash Back with Rewards Checking

Earn 7500 SB

Top 3 Things to Know

  1. Only available to new Rewards Checking Members.
  2. Please allow 32 days for SB to credit.
  3. Must create an account, activate card, and spend $25 or more to earn SB.
Earn cash back for purchases with your Rewards Checking Debit Card! No ATM fees, no account fees, no monthly or annual fees, no transfer fees, no overdraft fees.* You can also pair your new Rewards Checking Account with a High Yield Savings account offering 3.00% APY!* Plus, earn 7,500 SB after you deposit, activate your Rewards Checking Debit Card, and spend $25 or more!

Enter Your Email and Get Your Cash Back Today

How it works

  • Enter your email address

  • Redeem the special offer

  • Receive your choice of or PayPal Gift Card


*There are no account fees, overdraft fees, annual fees, or transfer fees associated with Rewards Checking accounts. Rewards Checking charges no ATM fees, but third-party institutions may charge you a fee if you use their ATM/network or if you use your Upgrade VISA® Debit Card internationally. Upgrade will rebate any ATM fee charged by another institution for debit card withdrawals in the United States, up to five times per calendar month. To be eligible to receive third-party ATM fee rebates in any calendar month for eligible ATM withdrawals made during that month, customers must have (i) an open Rewards Checking account and (ii) either maintained an average daily balance in their account of at least $2,500 in the prior calendar month or made direct deposits into their account totaling at least $1,000 during the prior calendar month. As a courtesy to new customers, Upgrade will provide third-party ATM fee rebates for up to the first 2 calendar months after account opening regardless of account activity. Some limitations apply. Please refer to the applicable Cross River Bank Deposit Account Agreement and Upgrade VISA® Debit Card Agreement and Disclosures for more information. Rewards Checking customers earn 2% cash back on common everyday expenses at convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services, and 1% cash back on all other debit card charges. 2% cash back is limited to $500 in rewards per calendar year; after $500, customers earn 1% cash back on all eligible debit card charges for the remainder of the year. Some limitations apply. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. The Annual Percentage Yield (“APY”) for the High Yield Savings account is variable and may change at any time. High Yield Savings account is only available to current customers with a Rewards Checking account through Upgrade. Upgrade is a financial technology company, not a bank. Rewards Checking and High Yield Savings accounts are provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Personal Loans made by Upgrade’s bank partners. Personal Credit Lines are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. *SB distributed by Swagbucks not by Upgrade. SB will appear as Pending for 32 days. This offer is only available to new Upgrade customers. Must submit an application for a Rewards Checking Account through the Swagbucks affiliate link. Must have your Rewards Checking Debit card issued, delivered and spend $25 to earn SB. By signing up for this offer you acknowledge that Upgrade will have to share your funding status with its partner for SB to be credited to your account. Swagbucks is not sponsored or endorsed by Upgrade and Upgrade has no responsibility to fulfill any rewards earned through this program. Offer may only be redeemed once (1) per user.This offer is presented to you by Swagbucks on behalf of a third-party merchant or sponsor ("Merchant"). Swagbucks does not endorse (and therefore is not responsible to you for) the Merchant's views, policies, products or services. Have questions? Please contact the Swagbucks Help Center.