Please allow 60 days for SB to appear in your account. Must be approved for a loan of $5000 or more to earn SB. Loans under $5000 are not eligible to earn SB. Offer may only be redeemed once (1) per user.

Your actual rate depends upon credit score, loan amount, loan term, credit usage and history. Currently loans are not offered in: MA, MS, NE, NV, OH, VT, WI, and WV. Our mailing address is: Payoff, Inc., 3200 Park Center Drive, STE 800, Costa Mesa, CA 92626. Payoff offers fixed rates between 5.94% (8% APR) and 22.60% (25% APR) for loan amounts from $5,000 to $35,000.

Individual results may vary. Payoff works with lending partners to ultimately originate loans. Information about our Lending Partners, including their address, financial institution type and charter, as well as links to their websites and privacy policies can be found on our Lending Partners page. Individual borrowers must be at least 18 years old and have valid social security and a valid checking account. All loans are subject to credit review and approval.

*Based on a study of Payoff Members between August 2016 and January 2017. Payoff Members, who paid off at least $5,000 in credit card balances, saw an average increase in their FICO® Score of 40 points within four months of receiving the Payoff® Loan.

APR and minimum loan amount may vary in certain states, please see our Rates and Terms page for specific details. © Copyright 2009-2017. All rights reserved. Payoff, Inc. Trust and Security, Terms of Use, Privacy Policy, Lending Partners, NMLS #1396805 (NMLS Consumer Access).