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Daily Polls

Today's Poll: 10/30/2014

Swag Bucks are awarded for participating in the current Daily Poll only.See Previous Polls

Do you have an investment portfolio? Submitted By Team Swagbucks, CA
Yes, but I am concerned about excessive fees and poor risk management
Yes, I am satisfied with the performance
I do not have an investment portfolio
Vote
Comment on this poll
SendoEevpix
on 10/30/14
I wouldn't even know where to begin with a portfolio.
SilentC
on 10/30/14
I do not have an investment portfolio
atc8210
on 10/30/14
How many people even think about stuff like this!?
cascade1
on 10/30/14
selinak42 and 2 others liked this  
It's called preparing for your future. I know I don't want to work the rest of my life!
tarheel4ever
on 10/30/14
The ones with $$$.
CouponSwan
on 10/30/14
selinak42 liked this  
You don't have to have $$$ to invest in your future. Even a little can earn a lot over the long run.
condo211
on 10/30/14
When I was working, I was investing in my future but I have very little to show for it due to the recession and repairs needed for the house I owned at the time.
condo211
on 10/30/14
I am returned and I have a small annuity. But I don't consider it an investment portfolio. I would have had more but the recession of 2008 caused some money to vanish and items I needed for my house (at the time) caused more money to vanish.
yeray01
on 10/30/14
401 really works ? how's the real people get this scam
CouponSwan
on 10/30/14
selinak42 liked this  
It's only how thousands of people have had income to live on after retirement, that's all.
FredaM1
on 10/30/14
I invest in myself and my own abilities.You can't take money with you when you go. And my kids learned to work for what they have and not expect to be given everything they need. No gambling on the "if's" of this world.
CouponSwan
on 10/30/14
I hope you never become disabled. Having something to back you up in case of an emergency is common sense, not gambling.
Mama333
on 10/30/14
F Industrial Capitalism :-)

LIFE has intrinsic value... money is an outdated concept which prolongs the suffering of humanity and animals on our planet. Time to tear down the system and build a model based on kindness, not competition.
SawyerLuv
on 10/30/14
selinak42 liked this  
Looking to creating my portfolio this year.
ChicSwagHer
on 10/30/14
Oh Yeah, right, sure, of course, the majority of us do have a sound investment portfolio. That's why the lot of us are on here to "diversify" by trying to snag as much Swag Bucks as we can. And thanks SwagBucks for helping us with our portfolio by persuading us to snag a few lottery entries while we're at it. Nothing like a good plan!
Riverlin
on 10/30/14
I just use the search feature, normally and that's only because a friend asked me to join. Yes, I have investments. I have an accountant. It's not like Dinald Trump is the only person that can afford it. You don't have to be a millionaire to have treasuries, real estate holdings, stocks, funds, money markets and whatnot.
ChicSwagHer
on 10/30/14
BubbleNymph liked this  
Well lucky you! You should be thankful that this is just a frivolous hobby for you. Yes you don't have to be born with a silver spoon dangling from your lips, or a debonair self-made millionaire to have an investment porfolio, but again some people are not able to contemplate this when they barely have enough to eat, been laid off, can't find a good job, just getting by, {yes} lost their investments, etc.

I myself had an investment portfolio, but guess what.....I ended up cashing out when I hit a rough patch in life. But we can always start over, life goes on.
Riverlin
on 10/30/14
CouponSwan liked this  
Seriously, people. This isn't the exclusive terrain of the rich and famous..you can buy all sorts of things at lots of different price points. The only sad thing about this question is how many people want to put their hand to their forehead and pull a dramatic Gone With the Wind swoon.
"I do declare, I ain't never had none of them money things!"
ChicSwagHer
on 10/30/14
BubbleNymph and 1 others liked this  
Perhaps you should step out of your comfortable environment to understand how other people have to live. Of course you can buy all sorts of things at different price point. But read some of the comments and you'll see that a lot of people on here are just getting by day to day.

Some have nothing left over to contribute to an investment portfolio when they're on here depending on SB for gas money, to pay a bill, or to have enough for groceries for the week. Very stressful situation, so you see dear it's hard to contemplate a portfolio when you're in that predicament.
chasejenni
on 10/30/14
does swagbucks ever read this stuff?

sittin here waitin for my 25 bucks

:)
chasejenni
on 10/30/14
some may say i got too much time on my hands

just love pie, everyday, ya'undastand?
chasejenni
on 10/30/14
like it, love it, i eat it a lot.

i hope that my heart does not get a clot
PR144843Z1030201
on 10/30/14
This is an AWESOME poll!
chasejenni
on 10/30/14
I wear slice like a tie
chasejenni
on 10/30/14
I wear slices like a tie..

I use it to get by...

trying to make a rhyme join in swaggers!
tlabish
on 10/30/14
I hate pie
JohnBinxford
on 10/30/14
chasejenni liked this  
I like pie
SayWHATdude
on 10/30/14
I don't know the first thing about that, so no.
TheSwaggyNoob
on 10/30/14
I've never mailed a letter in my life...
Tracimay46
on 10/30/14
THANKS
PR142712Z1030201
on 10/30/14
Tracimay46 liked this  
This is an AWESOME poll!
serenegirl
on 10/30/14
Tracimay46 liked this  
Ha Ha is this a joke?
SilentC
on 10/30/14
i do not have a portfolio.
IanNewYasha
on 10/30/14
nitad8455 liked this  
I tried investing in my future from an early age. I didn't realize I was gambling away my happiness and nothing paid off in the end.
money2010
on 10/30/14
tiaj4m and 1 others liked this  
Wanna hear something crazy? I had a job where I met with someone who was an Investment advisor for the hospital I worked at. I was maybe 18 and he discouraged me from investing at the time. Here I am, almost twice that age now and my Mom is still totally pissed at the guy for discouraging me.
IanNewYasha
on 10/30/14
nicknick119 liked this  
I wasn't necessarily speaking of investing actual funds in a portfolio, I mostly meant investing my future in a career and a stable life.

What killed this poll for me is when after I answer it, "the Swag guy" suggests I "invest" SB's into sweepstakes.
tarheel4ever
on 10/30/14
nicknick119 and 1 others liked this  
You should choose a savings account instead of taking a risk on the stock market. The investment never goes below what you invest and you actually earn interest (not much these days but still something). Plus, your account grows and when you need to purchase something, you have the money which sure beats taking out a loan and PAYING interest!
lea2206
on 10/30/14
selinak42 and 1 others liked this  
CD's have a higher interest rate (typically 5-7%) than a regular savings account (avg. 2%) which can earn you more money. If you keep your eyes peeled, some banks will run limited time specials that offer even higher paying interest rates. You just have to be careful not to put all of your money into CD's because there are penalty fees if you cash them out before they mature. Leave some money in savings for unforeseen circumstances. That way, if you don't need it, then it's still drawing some interest too. :)
Usagiangel
on 10/30/14
selinak42 and 1 others liked this  
I'm investing in my kids' college account. Does that count?
atomiczx2
on 10/30/14
I no longer believe in investing into my portfolio. I am bitcoinmaster
Rusty99
on 10/30/14
Should have been a prefer not to answer option.
Lize75
on 10/30/14
selinak42 liked this  
Save a little every month then invest it in an insurance co in an account where you draw interest with no chance of looseing your original investment.
done99
on 10/30/14
I don't have any money to invest. As a recent college graduate the only job
SMuhammad19
on 10/30/14
OK, I try my odds with 52 PICK UP. Somebody is going to win it, why not join in. CONGRATULATION TO THE WINNER!!
swaguser73831872
on 10/30/14
hmm
jrdustin
on 10/30/14
hey.
Dancer2Heart
on 10/30/14
?
Nonersays
on 10/30/14
BubbleNymph and 3 others liked this  
Investment portfolio. Thats a joke. I'm lucky if I have money for groceries after the rest of the bills are paid, I sure as heck don't have any left over to "invest."
nicknick119
on 10/30/14
I don't have any money to invest. As a recent college graduate the only job I've been able to get is a part time job with only 10 hours per week. I'm lucky if I have enough money for food and bills.
tracy10
on 10/30/14
redwine88 liked this  
Traditional IRA and mutual fund. I have been having to withdraw from the mutual fund for food, rent etc though. So, I am concerned that this may not last long.
tracy10
on 10/30/14
I suspect that I will not be able to retire either. I guess my degree is in the wrong field. :(
sylviagordon
on 10/30/14
won't u try food stamp, and others.
cascade1
on 10/30/14
Investing in stocks and mutual funds for day-to-day living expense money is a very bad idea.
jrdustin
on 10/30/14
hey
JonLovesZombies
on 10/30/14
BubbleNymph and 1 others liked this  
I had a thrift savings plan when I was in the army but they refused to give me my money when I discharged. Now I been out the army ten years and the veterans affairs ppl won't let me have medical care that I earned. I don't think I will get an investment plan I'd rather bury cash in the back yard than feed another corporate crook. They charge you money to talk to them on the phone, they charge you for face to face meetings. It's just corporate thievery, I can talk to myself about my financial future for free and I don't think I would steal from myself.
jrdustin
on 10/30/14
fun.
cascade1
on 10/30/14
selinak42 and 2 others liked this  
Save often, save early, for retirement. I make sure to max out my IRA and 401k at work every year. Save about 30% of income. Hope to retire by 55.
nitad8455
on 10/30/14
Had a retirement account through work once and watched a bunch of money slip away when the market crashed. Won't be doing that again. It's all a gamble whether you call it investing or roulette. We are not guaranteed one more minute on this earth. So you might as well take what you earn and spend it or give it to loved ones or charity because that is the best investment you can make.
tarheel4ever
on 10/30/14
selinak42 liked this  
Most retirement accounts or 401Ks allow you to choose where the $$ is invested....you can always choose a no-risk savings account option - most people don't because they have a dream of making tons of $$$ on a tiny investment (rarely happens - usually end up losing that tiny investment) and play the stock market.
money2010
on 10/30/14
selinak42 liked this  
One option that has no risk is a certificate of deposit (CD). You can put a predetermined amount of money in it, earn interest on it for a predetermined amount of time. Then you can either cash out for your original amount plus interest, or just go for another round with the CD.
jcpilz
on 10/30/14
tiaj4m and 1 others liked this  
Fixed income. I invest in food, insurance and other bills. By paying off my bills, I eliminate paying THEM interest. Funny, THEY charge so much interest, but give so little in return.
tarheel4ever
on 10/30/14
Great that you recognize that you pay HIGH interest rate and earn an LOW interest rate....some folks never get that concept.
westbankguy
on 10/30/14
no money to invest
basicgangstah
on 10/30/14
tarheel4ever
on 10/30/14
What the heck is "good easy?"
money2010
on 10/30/14
tiaj4m liked this  
Where's the option for "Yes, but I pay no attention to it's performance?"
cincin2014
on 10/30/14
wish i did have enough money left over to invest for my future, the government taxes you too much and that spells disaster for the poor man
earningswags
on 10/30/14
selinak42 and 2 others liked this  
I have a 401k with my work, but I also have my own investment portfolio. There's way more in my 401k though. I've been good with my money since college because I saw how bad my dad was with managing the family's finances. I was determined to not be like that. I'm on a fixed income, but I live below my means.
SparkleBee
on 10/30/14
selinak42 and 2 others liked this  
At my school the curriculum for Personal Finance was a video series by Dave Ramsey called Financial Peace . I would recommend it for anyone who needs help managing their finances.
tippy1kitty
on 10/30/14
Yes, but please take his advice on debt not his advice on investing which is pretty bad!
mrcow32
on 10/30/14
BubbleNymph and 14 others liked this  
Yeah, after I call my investor in the Hamptons and contribute another mil toward my portfolio I come home and sip some vintage Pinot while earning 50 cents worth of Swagbucks. Naturally.
Pookaroo
on 10/30/14
BubbleNymph and 2 others liked this  
You forgot to mention that you "come home" to your fourth house, the one on the beachfront... XD
tarheel4ever
on 10/30/14
BubbleNymph liked this  
Gotta love your sense of humor. :)
farmwife1
on 10/30/14
I wish this would break down by age. I wonder if the 64% that doesn't have one is those in highschool and college, or those who have no retirement but are in their 40's...
puppy125
on 10/30/14
some of us worked for companies that went belly up and we saw our 401k's and stock options disappear. It isn't that we don't want portfolios. We now have nothing for them. When thousands of people in your field are laid off, there just aren't enough jobs, so now we work in other sectors not making the same kind of money.
msmith101
on 10/30/14
A lot of college kids/ high schoolers invest

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