#1 Rated Phone Insurance
#1 Rated Phone Insurance

Use code SAVINGS1 at checkout

Get 1 FREE Month of Protection
Get $50 in Deductible Credit

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Any device covered, new or used

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Full damage & theft protection

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Easy & fast same-day repairs

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Unlimited claims

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Electronic claims payouts

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Need to protect your business devices? Click Here!
AKKO PHONE PROTECTION
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AKKO makes protecting your business easier and more affordable.

Quick registration

Choose the Akko plan that's right for you. Input your items' info, snap a few photos, done!

Full protection

Keep going knowing you're fully protected from whoops, oh-no's, and not agains. Upgrade or downgrade anytime.

Easy repairs & replacements

Get repairs done quick - often same day for phones! We pay the store or can pay you by PayPal or wire immediately upon claim approval.

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Love from our AKKO community

Cinny
Trustpilot

I had to file a claim for the first time and i had so many questions. My questions were answered in a timely manner and the answers were elaborated on so i had clear information.

Robert
Trustpilot

I'm so thrilled by this service. For only a couple dollars more than i'd been paying Verizon just for phone insurance, now all my devices are covered. I just completed a claim of my 6 year old...

Jamie
Trustpilot

Made my claim Wednesday night or Thurs morning. Funds to replace my item were in my account Fri morning, even with me exchanging a few emails with the claims dept. Fantastic!

We protect what you rely on

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Protection, plain and simple

Keep your stuff protected without worry about cost and complexity.

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We can cover it all

Choose to protect just your phone, or cover all your stuff with our "Everything Protected" AKKO Plan.

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Future-proof coverage

Swap items in your account when you upgrade or buy/sell stuff, and Never Buy Another Protection Plan Again.™

Highest-ranked and top-rated device insurance

Top Rated by Google and TrustPilot from happy customers.
#1 ranked by GadgetReview.com (over AppleCare, Geek Squad, and SquareTrade) and more...

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Yep, we're for real. Promise.

Don't worry, a lot of people sometimes think this sounds “too good to be true” so we get asked a lot of questions. Below are the answers to the most frequent questions. If you have any others, just ask us! 🙂

What does my plan protect me from?

  • Cracked screens

  • Spills & liquid submersion

  • Accidental damage (like drops)

  • Damage & malfunctions from accidental damage/drops

  • Mechanical/electrical component failures (for phones)

  • Theft

  • Theft of items from an unattended vehicle via forced entry (car break-ins)

What is the deductible on an AKKO Plan?

The deductibles for phones on our phone-only protection plans or our "Everything Protected" AKKO Plan ranges from $29 - $99 per claim based on the phone's model. $99 is also the max deductible even for Theft or total replacement claims! (less than half the cost of most other protection providers.) Click here to view the deductibles for repairs/replacements on your specific phone make/model.


If you have one of our "Everything Protected" AKKO Plans which protects 1 phone + 25 other items, all other items besides your phone are subject to a $99 deductible for any incident of Accidental Damage or Theft.


This amount that is “deducted” from any reimbursement payout you receive exists so that individuals are still motivated to be careful with their stuff.


But with all of AKKO's protection plans, we made sure to have the deductibles at least be set at easily affordable amounts for incidents of accidental damages, breakdowns, and theft, rather than the $150 - $400 deductibles seen on many other protections plans for phones, laptops, and other electronics and personal items.


Note: Deductibles for lost or unrecoverable phones are equal to the deductible for theft on the same phone model, but there is a limit of only 1 lost/unrecoverable phone claim covered per 12 months. Location tracking must be enabled in the AKKO Mobile App and set to “Always allow” on both iPhones and Android phones to be eligible for coverage for phones that are stolen, lost, or unrecoverable.

Why is this such a great deal?

The short answer: because AKKO is using technology to make facilitating and managing protection for your stuff more efficient and less costly. Typical insurers charge really high fees on the insurance and protection plans you buy because of the work involved in processing policies and claims.

At AKKO, we're changing that - enabling our customers to get comprehensive, affordable and straightforward protection. We're ending the need to buy protection plans or insurance at the point of sale every time you get something new. Just add it to your AKKO plan, and you're covered!

Doesn't my existing renters or homeowners insurance protect me already?

Renters or homeowners insurance will not protect your items against:

  • Accidental damage (like drops)

  • Cracked screens

  • Spills & liquid submersion


Of course, accidents like these happen. If you drop your phone without a protection plan, you'll be on your own for the screen replacement, which could cost up to $250. But with an AKKO plan, your coverage would nearly pay for itself within the first year!


Renters and homeowners policies do cover theft; however, your policy will typically have a $250 - $1,000 deductible. Furthermore, if you make a claim through those policies, your rates may increase because the claim gets reported and added to the equivalent of your “credit score” for insurance.


So would it ever really be worth it to make a renters insurance claim if your $800 smartphone got stolen? Probably not. But with a low-deductible AKKO plan (deductibles as low as $29 and never more than $99), the entire cost of repairing or replacing your device will be covered! Equally importantly, your rates will never go up, no matter how many claims you make.


Finally, as many people learn the hard way, auto insurance does not cover items stolen during vehicle break-ins; it will only cover damage to the vehicle itself. However, an AKKO plan will cover your items if they're stolen or damaged in a break-in, and you'll still only pay your deductible.


Note: Integrated car accessories or audio equipment like speakers and decks are not covered; see What's Not Covered in our FAQ for the full list of exclusions.

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