Yes, there are legit ways you can make $500 fast.

Perhaps an unexpected car repair or medical bill has thrown off your budget. Or you need large lump sum of cash to fund a car down payment or airfare.

You could pick up a part-time job at a local hardware store or fast food restaurant. Wages are at an all-time high. But maybe getting a part-time job is unappealing to you, if not impossible with childcare or other constraints.

Luckily, there’s Swagbucks. Swagbucks is a free loyalty and rewards program that pays you cash rewards for completing different online tasks from your laptop or phone. This means you can make extra money in your spare time, and without having to leave your house.

This article will go over how Swagbucks works and how can you sign up for Swagbucks today and make $500 today.

If you’re already a member of Swagbucks, or you’re sold on joining straightaway, scroll down to the section on how to earn $500 today. Otherwise, keep reading to find out a little bit more about what Swagbucks is and how it works.

What is Swagbucks?

Swagbucks is a free rewards app that pays users cash for online activities like taking online surveys, watching videos (sponsored content), searching the web, using coupons, and more. You can even get paid to shop online when you claim free cash back rebates from Swagbucks.

Sounds Good, What’s the Catch?

There’s no catch. Swagbucks gets paid from advertising partners and market research partners. When you take a paid survey about XYZ, the company XYZ pays Swagbucks. Then Swagbucks shares a portion of its earnings with members, it’s usually at about 50% but can be higher.

That’s how it works with coupons, videos, shopping rebates, and other online activities. Visit a partner store (over 10,000 retailers) like Macy’s pays Swagbucks a commission on what you spend, Swagbucks shares a cut with you: that’s your cash back rebate. Just make sure you visit the retailer from the link on Swagbucks’ Macy’s coupon page.

The idea is Swagbucks rewards you for things you already do online, like sharing your opinions or shopping online.

Forbes, Wall Street Journal, Fox, and the New York Times have all praised Swagbucks as a savvy way to earn cash from home.

Who Uses Swagbucks?

Swagbucks has over 2 million users who earn extra money on or with the Swagbucks app in iTunes or Google Play.

And I use Swagbucks myself. I’m a mom of two young children. I re-sell their old clothes online and I run my own blog. Fact is, I’ve always had hustle. As a kid I went door-to-door selling my old toys (my parents wouldn’t let me have a garage sale) and had mobile lemonade stands. In college I usually had 2 to 3 part-time jobs at a time, and then I discovered loyalty apps like Swagbucks, InboxDollars, iBotta, Cartwheel (Target Circle) and Shopkick. Long before I started working in marketing at Swagbucks, I was thick in the world of gig apps and side hustles.

You can find a number of real member reviews for Swagbucks in the app store and TrustPilot.

How to Make 500 Dollars Fast on Swagbucks Today?

If you haven’t already joined Swagbucks, that’s the first thing to do. It should take you no more than 60 seconds to create a free account on Or you can download the app.

While the welcome tutorials can seem annoying (“I just want to earn!”), they will help you earn more money. Watching all of them will help you make extra cash on Swagbucks. There are many ins and outs to earning on Swagbucks that even long-time members are unaware of.

Visit the Discover section on Swagbucks. You can view the available offers from your laptop, tablet, or smartphone.

Make $500 on Swagbucks Today

There are a number of ways to earn money on Swagbucks, like watching videos or taking surveys. But when it comes to hitting a big figure like $500, you’ll want to head to the Swagbucks “Discover” page.

  1. On the menu, select Discover and then select “Discover Home”. Or you can go directly to
  2. Next, take a look at the top offers. Many offers have very high rewards or “payoffs”. This is especially true for bank offers or “Fintech” offers. For example, you can earn $120 from Varo just for opening a free account (linking an existing bank account) and depositing $25.
  3. Complete the best offers, like Varo, until you reach $500.

Current Swagbucks Offers to Complete Today to Make $500 or More

Offer TypeDeposit Required UpfrontReward AmountYour Earnings After Any Deposit
Chime BankFintechSet up 1 Direct Deposit within 30 Days$250.00$250.00
Mafia CityGames$0.00$130.00$130.00
UberGig Economy$0.00$120.00$120.00
Grand MafiaGames$0.99$120.00$119.01
Bermuda AdventuresGames$0.00$50.10$50.10
Blackout Bingo SkillzGames$10.00$55.00$45.00
Solitaire CruiseGames$0.00$40.10$40.10
InstacartGig Economy$0.00$30.00$30.00
Happy NestFintech$10.00$30.00$20.00
Trade StationFintech$5.00$10.00$5.00
Haven LifeInsurance$0.00$5.00$5.00
Parlay PlayGames$10.00$15.00$5.00
RefiRate GuideHome Finance$0.00$5.00$5.00
Credit SesameFintech$0.00$3.00$3.00
Brain TestGames$0.00$3.00$3.00
Credit KarmaFintech$0.00$2.50$2.50
BoxTops for Education (General Mills)Apps$0.00$2.00$2.00
Peanut Fertility AppApps$0.00$1.50$1.50
PinchMe.comFree Samples$0.00$1.00$1.00
JobGetSign Up & Earn$0.00$1.00$1.00
Procter & GambleNewsletters$0.00$0.50$0.50
LEGO Life MagazineNewsletters$0.00$0.50$0.50
Farmer’s Market GuideNewsletters$0.00$0.25$0.25
Mental Health WellnessNewsletters$0.00$0.25$0.25
Million LordsGames$0.00$7.00$7.00
Sweepstakes BucksSign Up & Earn$0.00$0.25$0.25
ZipRecruiterSign Up & Earn$0.00$0.25$0.25
Morning BrewNewsletters$0.00$0.15$0.15
Diabetes Cocktail GuideSign Up & Earn$0.00$0.25$0.25
Top Swagbucks Offers to Complete. Discover Swagbucks’ best offers and make $1,200. Published April 2022.

You can find these offers on the Swagbucks “Discover” page. If you don’t see the offer icon in the offer feeds, go ahead and search for the offer by its name in the search bar.

These offers are current as of the date of the article’s publication.

Keep in mind that available offers and reward amounts are always changing. An offer that pays $30 today could pay $50 next month – and the reward increase amount will not be adjusted. (When partners pay Swagbucks more, Swagbucks has the funds to pay you more.)

Also, an offer that’s here today may only last for a few weeks. It depends on the partner’s budget or membership needs. Offer JKLMNOP, for example, may only have a budget for 5,000 new leads (sign-ups from Swagbucks). Once that 5,000 is reached, Swagbucks will take down offer JKLMNOP.

Sounds Too Good to Be True: Where Does This “Free Money” for Offers Come From?

The offer partner, like Varo, pays Swagbucks for sending it a new customer, Swagbucks share a portion of the commission with you.)

Fintech offers tend to pay the most. Fin tech, a portmanteau for finance and technology, can mean banking apps, crypto apps, or micro-investment apps.

You may need to deposit $25 upfront to get this particular reward from Varo, but Varo can invest your money and make well over the $120 that you will get paid for signing up.

And many offers do not require any sort of deposit or payment upfront.

Some of these offers are businesses who want more email subscribers to their newsletters, or more consumers (leads) to receive quotes for anything from mortgage rates to life insurance premiums. They’re willing to pay money to get in contact. Our members are often their potential customers.

You don’t have to sign up to get an insurance quote to collect a cash reward if you’re truly not interested. But many Swagbucks members see it as getting paid money to see if an insurance company can save them money for rates.

And for some offers, like games, the partners making their money through advertisers. They want more users to try their games and view the ads. And they hope some users, if they like the game enough, will make in-app purchases and invite friends.

So Can I Get $500 Today from Swagbucks?

You can earn $500 today from Swagbucks through taking surveys and completing many of the top offers on the Swagbucks Discover page.

Some offers will credit to your account right away – within a couple minutes or a couple hours of completing the offer. Rewards earned for taking surveys, watching videos, or searching the web will also credit to your account right away.

However there are many offers can take from 1-10 days, or more, for the funds to credit to your account.

Let’s say you play Game ABC and reach level 40 to earn a $15 reward. Swagbucks cannot credit your account the $15 until our partner, Game ABC, lets us know you have met the conditions needed to earn the reward. Often, this can take several days.

Some offers may take some time for you to do them. For example, a game offer may require you to reach a certain level within a set number of days. Depending on how much free time you have, it could take you several days to get there.

Also, some gig economy offers can take a few extra days. Uber, for example, will need to verify your license and do a background check. The huge payoff is worth it, however. I myself signed up for Uber Eats to get a free $200 cash bonus for making just one delivery.

That Uber Eats offer is no longer available right now, but it will likely be available again as an offer for Swagbucks members. The reward amount could change. It could increase to $250 or it could be lowered to $100 or even less. When partners adjust their payout amounts, so does Swagbucks.

The key is to check the Discover page often so you can discover the best ones.

How Soon Can I Get $500 from Swagbucks?

Ok, let’s say you’ve got funds in your Swagbucks account now and you want to withdraw your money. If you requested the funds today, you could have them as soon as a couple days from now (which is better than waiting 2 weeks for a work paycheck). Here’s a breakdown of the process.

  1. Go to your Swagbucks account settings.
  2. Select Redeem Your SB. (Remember, it’s 100 SB to $1.00.)
  3. Select the reward your want in the Swag Store.

Reward options include cryptocurrency (Bitcoin), PayPal, Amazon gift cards, prepaid Visa cards, or choose a gift card to another popular retailer.

For gift cards, you’ll be emailed a gift card code for you to redeem your selected prize within 1-3 days.

For PayPal, you’ll get an order verification email right away. PayPal rewards are usually funded to your PayPal account within 2-3 days.

In some instances (uncommon), it could take longer to process your reward. For example, if the email address or other information on your account is inaccurate.

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